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Who we are looking for
- You have a university degree in Mathematics, Physics, Finance, Economics, or related field.
- You have min. 3 years of professional experience in the financial services environment (Banks, Fintech, Insurance), regulatory advisory, or supervisory bodies (e.g. National Banks).
- You have solid knowledge of market risk regulations, such as IRRBB, FRTB, CSRBB, and ICAAP/ILAAP and related regulatory frameworks (Basel III/IV, EBA/ECB guidelines).
- You understand the macroeconomic and financial markets environment.
- You have an ambition to learn, be proactive and work under your own initiative.
- CFA, FRM or equivalent certification (completed or in progress) is a strong plus.
- You are curious, analytical, and purpose-driven, with:
- Strong problem-solving abilities and an interest in applying regulatory requirements.
- Confidence working both independently and as part of diverse, cross-border teams.
- Good communication skills and proficiency in English, including report writing and presenting content to varied audiences.
- Advanced Excel and PowerPoint; knowledge of Python, R, or VBA is a plus.
- A professional mindset, eager to develop within one of the world's most respected consulting firms.
Your future role
We are seeking a highly motivated Market Risk - Senior Consultant to join our Regulatory & Financial Risk advisory team in Croatia. The ideal candidate will support the delivery of advisory projects with leading financial institutions related to market risk management, treasury, IRRBB, Basel/CRR compliance, and broader regulatory transformation across the Central Europe South region - supporting clients in responding to evolving regulatory expectations and best market practices:
- Lead or support the delivery of projects focused on market risk, IRRBB, CSRBB, and related regulatory frameworks (Basel III/IV, EBA/ECB guidelines)
- Conduct gap analysis, design or validate market risk and liquidity risk frameworks and models (Value-at-Risk, Earnings-at-Risk, economic value assessments. non-maturing deposits)
- Designing risk management, measurement, and mitigation concepts and compliance frameworks
- Review and document risk processes, governance frameworks, and control environments
- Contribute to the integration of emerging topics like ESG and, where applicable, AI-driven techniques into risk frameworks.
What we offer
How will you grow:
Our Regulatory & Financial Risk practice is a global leader in helping clients manage risk and uncertainty from the boardroom to the network. We provide a broad array of services that allow our clients around the world to better measure, manage and control risk to enhance the reliability of systems and processes throughout their organization.
- You will get hands-on experience with a wide range of risk management practices such as CRR/CRD, IFRS 9, ICAAP/ILAAP, resolution and recovery and understand how they connect to corporate governance and risk processes.
- You will work on high-impact projects that directly support banks, insurers, and regulators across Central Europe.
- You will have opportunities to build thought leadership by contributing to internal knowledge sharing, client deliverables, and innovative initiatives
- Receive mentoring and development support to help you grow into a trusted advisor.
- As you grow, you will gradually be given more responsibility and various assignments working directly with senior members of our client teams.
- We offer an attractive and competitive salary including a wide range of benefits.
- Work in a high-performing regional team with exposure to cross-border engagements.
- Career development and continuous learning in areas such as GenAI, regulatory tech, and quantitative risk.
- Well-prepared onboarding process for newcomers, peer learning and coaching program (buddy & coach program)
- Strong mentorship and fast-track opportunities within Deloitte’s Risk Advisory.
- Flexible working arrangements.
- Health insurance (mixed package)
- Public transportation allowance
- Warm meal allowance
- Performance bonus
- Travel insurance coverage for business and personal trips
- Multisport benefits
Selection process
About Deloitte
For over 175 years, Deloitte has partnered with leaders worldwide—from the Global 500® to private businesses—to help them thrive and build better futures. We support their people in succeeding, while nurturing our communities. With a workforce of 467,000 of the industry’s greatest minds, Deloitte leads as the premier professional firm globally by delivering real, measurable results.
About the team
Deloitte Croatia’s Regulatory & Financial Risk team operates as part of the regional Deloitte Central Europe - cluster South. We help financial institutions identify, quantify, and manage the risks that impact their business. Our work spans credit, market, and liquidity risk, model risk, ESG, and evolving regulatory requirements. We combine quantitative expertise with strong knowledge of supervisory expectations and are actively developing capabilities in emerging areas, including the responsible use of AI in risk management.